/* ===========================
   KORTVALGET – Production CSS
   Bergsø AS © 2025
   =========================== */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --bg:           #ffffff;
  --bg-2:         #f5f5f7;
  --bg-card:      #ffffff;
  --border:       #e5e5ea;
  --border-hover: #c7c7cc;
  --text:         #1d1d1f;
  --text-2:       #6e6e73;
  --text-dim:     #aeaeb2;
  --accent:       #0066cc;
  --accent-h:     #0077ed;
  --accent-bg:    rgba(0,102,204,0.07);
  --accent-bdr:   rgba(0,102,204,0.2);
  --green:        #1a7f3c;
  --green-bg:     rgba(26,127,60,0.07);
  --green-bdr:    rgba(26,127,60,0.2);
  --orange:       #b45309;
  --orange-bg:    rgba(180,83,9,0.07);
  --orange-bdr:   rgba(180,83,9,0.2);
  --red:          #c0392b;
  --radius:       18px;
  --radius-sm:    10px;
  --shadow:       0 2px 12px rgba(0,0,0,0.06), 0 1px 3px rgba(0,0,0,0.04);
  --shadow-card:  0 4px 24px rgba(0,0,0,0.07), 0 1px 4px rgba(0,0,0,0.04);
  --shadow-hover: 0 12px 40px rgba(0,0,0,0.10), 0 2px 8px rgba(0,0,0,0.05);
  --t:            all 0.2s ease;
}

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

.container { max-width: 1100px; margin: 0 auto; padding: 0 24px; }

h1 { font-size: clamp(2.4rem, 5.5vw, 4rem); font-weight: 700; line-height: 1.08; letter-spacing: -0.03em; }
h2 { font-size: clamp(1.7rem, 3vw, 2.4rem); font-weight: 700; letter-spacing: -0.025em; }
h3 { font-size: 1.05rem; font-weight: 600; }
h4 { font-size: 0.95rem; font-weight: 700; }
p  { color: var(--text-2); }
a  { color: var(--accent); }

.accent-text { color: var(--accent); }

/* ---- BUTTONS ---- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 12px 22px; border-radius: 980px;
  font-family: inherit; font-size: 0.9rem; font-weight: 600;
  cursor: pointer; border: none; transition: var(--t);
  text-decoration: none; white-space: nowrap;
}
.btn-primary { background: var(--accent); color: #fff; }
.btn-primary:hover { background: var(--accent-h); transform: translateY(-1px); box-shadow: 0 4px 16px rgba(0,102,204,0.3); }

.btn-ghost { background: transparent; color: var(--accent); border: 1.5px solid var(--accent-bdr); }
.btn-ghost:hover { background: var(--accent-bg); border-color: var(--accent); }

.btn-pick-cta {
  width: 100%; background: var(--accent); color: #fff;
  padding: 14px 18px; border-radius: 12px; font-size: 0.9rem;
  justify-content: space-between;
}
.btn-pick-cta:hover { background: var(--accent-h); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(0,102,204,0.25); }

.btn-table-cta {
  background: var(--accent-bg); color: var(--accent);
  border: 1.5px solid var(--accent-bdr); padding: 8px 18px;
  font-size: 0.82rem; border-radius: 980px; font-weight: 600;
  cursor: pointer; font-family: inherit; transition: var(--t); text-decoration: none;
  display: inline-flex; align-items: center;
}
.btn-table-cta:hover { background: var(--accent); color: #fff; }

.btn-nordnet {
  width: 100%; background: #005AA7; color: #fff;
  padding: 13px 18px; border-radius: 12px; font-size: 0.88rem;
  justify-content: space-between;
}
.btn-nordnet:hover { background: #004A8F; transform: translateY(-1px); }

.annonse-tag {
  font-size: 0.65rem; font-weight: 600; letter-spacing: 0.05em;
  text-transform: uppercase; background: rgba(255,255,255,0.25);
  padding: 2px 7px; border-radius: 4px; flex-shrink: 0;
}

/* ---- NAV ---- */
.nav {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(20px); -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
}
.nav-inner { display: flex; align-items: center; gap: 32px; height: 64px; }

.logo {
  display: flex; align-items: center; gap: 9px;
  text-decoration: none; font-weight: 700; font-size: 1.05rem;
  color: var(--text); letter-spacing: -0.02em; flex-shrink: 0;
}
.logo-text { letter-spacing: -0.02em; }

.nav-links { display: flex; gap: 28px; margin-left: auto; }
.nav-links a { color: var(--text-2); text-decoration: none; font-size: 0.875rem; font-weight: 500; transition: color 0.15s; }
.nav-links a:hover { color: var(--text); }

.nav-cta {
  background: var(--accent); color: #fff; border: none;
  padding: 9px 20px; border-radius: 980px;
  font-family: inherit; font-size: 0.875rem; font-weight: 600;
  cursor: pointer; transition: var(--t); margin-left: 8px; flex-shrink: 0;
  text-decoration: none; display: inline-block;
}
.nav-cta:hover { background: var(--accent-h); box-shadow: 0 4px 14px rgba(0,102,204,0.25); }

/* ---- HERO ---- */
.hero {
  position: relative;
  padding: 0; background: var(--bg); overflow: hidden;
  min-height: 600px;
}
.hero-inner {
  display: grid; grid-template-columns: 1fr 1fr;
  align-items: center; min-height: 600px; max-width: 1100px;
  margin: 0 auto; padding: 80px 24px;
  gap: 48px;
}
.hero-content { text-align: left; max-width: 560px; }

.hero-image-col {
  position: relative; display: flex; align-items: center; justify-content: center;
  height: 100%;
}
.hero-photo {
  width: 100%; max-width: 480px; height: 420px;
  border-radius: 24px; object-fit: cover;
  box-shadow: 0 24px 64px rgba(0,0,0,0.10), 0 4px 12px rgba(0,0,0,0.06);
}
/* Fallback gradient placeholder til bilde er lagt til */
.hero-photo-placeholder {
  width: 100%; max-width: 480px; height: 420px;
  border-radius: 24px;
  background: linear-gradient(140deg, var(--bg-2) 0%, #e8edf5 100%);
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  gap: 16px; color: var(--text-dim); font-size: 0.85rem;
  box-shadow: var(--shadow-card);
}
.hero-photo-placeholder svg { opacity: 0.3; }
.hero-svg {
  width: 100%; max-width: 520px; height: auto;
  display: block;
}

/* Floating kort-kort over hero-bilde */
.hero-card-float {
  position: absolute; bottom: 24px; left: -24px;
  background: #fff; border-radius: 16px; padding: 14px 18px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.12); display: flex; align-items: center; gap: 12px;
  border: 1px solid var(--border);
}
.hero-card-float-icon { width: 36px; height: 24px; border-radius: 4px; background: linear-gradient(135deg, #0059A0, #003D6F); }
.hero-card-float-text { font-size: 0.78rem; font-weight: 600; color: var(--text); line-height: 1.3; }
.hero-card-float-text span { color: var(--text-2); font-weight: 400; display: block; font-size: 0.72rem; }

.hero-badge {
  display: inline-flex; align-items: center; gap: 6px;
  background: var(--bg-2); border: 1px solid var(--border);
  color: var(--text-2); padding: 7px 16px; border-radius: 100px;
  font-size: 0.8rem; font-weight: 500; margin-bottom: 28px;
}
.hero h1 { margin-bottom: 20px; }
.hero-sub {
  font-size: 1.1rem; max-width: 520px; margin: 0 auto 36px;
  color: var(--text-2); line-height: 1.65;
}
.hero-actions { display: flex; gap: 12px; justify-content: flex-start; flex-wrap: wrap; margin-bottom: 56px; }
.hero-actions .btn-primary { padding: 15px 30px; font-size: 0.95rem; }
.hero-actions .btn-ghost   { padding: 14px 26px; font-size: 0.95rem; }

.hero-stats {
  display: inline-flex; align-items: center;
  border: 1px solid var(--border); border-radius: 16px;
  align-self: flex-start;
  background: var(--bg-2); overflow: hidden;
}
.stat { display: flex; flex-direction: column; align-items: center; padding: 16px 32px; }
.stat-num { font-size: 1.4rem; font-weight: 700; color: var(--text); letter-spacing: -0.03em; line-height: 1.2; }
.stat-label { font-size: 0.73rem; color: var(--text-dim); text-transform: uppercase; letter-spacing: 0.05em; font-weight: 500; margin-top: 2px; }
.stat-divider { width: 1px; height: 40px; background: var(--border); flex-shrink: 0; }

.hero-scroll-hint {
  position: absolute; bottom: 28px; left: 50%; transform: translateX(-50%);
  color: var(--text-dim); font-size: 1rem; animation: bounce 2s infinite;
}
@keyframes bounce {
  0%, 100% { transform: translateX(-50%) translateY(0); }
  50%       { transform: translateX(-50%) translateY(7px); }
}

/* ---- SECTION HEADER ---- */
.section-header { text-align: center; margin-bottom: 48px; }
.section-tag {
  display: inline-block; background: var(--accent-bg); color: var(--accent);
  padding: 4px 14px; border-radius: 100px; font-size: 0.73rem;
  font-weight: 600; text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 14px;
}
.section-header h2 { margin-bottom: 10px; }
.section-header p  { font-size: 1rem; }

/* ---- PENDING APPROVAL (sections not yet live) ---- */
.pending-approval { display: none !important; }

/* ---- CREDIT CARD VISUALS ---- */
.cc-visual {
  width: 86px; height: 54px; border-radius: 7px;
  position: relative; flex-shrink: 0; overflow: hidden;
  box-shadow: 0 3px 10px rgba(0,0,0,0.25), 0 1px 3px rgba(0,0,0,0.15);
  display: flex; flex-direction: column;
  justify-content: space-between; padding: 7px 8px 6px;
}
.cc-visual::after {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(135deg, rgba(255,255,255,0.12) 0%, transparent 60%);
  pointer-events: none;
}
.cc-chip {
  width: 16px; height: 11px;
  background: linear-gradient(135deg, #d4af37 0%, #f5e17a 45%, #b8962e 100%);
  border-radius: 2px; border: 0.5px solid rgba(255,255,255,0.3);
}
.cc-bottom {
  display: flex; align-items: flex-end; justify-content: space-between;
}
.cc-bank-name {
  font-size: 0.48rem; font-weight: 800; color: rgba(255,255,255,0.92);
  letter-spacing: 0.04em; line-height: 1; text-transform: uppercase;
}
.cc-network {
  font-size: 0.4rem; color: rgba(255,255,255,0.7);
  font-weight: 700; letter-spacing: 0.05em; text-align: right; line-height: 1;
}
.cc-dots {
  font-size: 0.55rem; color: rgba(255,255,255,0.5); letter-spacing: 0.08em;
  font-family: monospace;
}

/* Bank-specific gradients */
.tf-bank-card   { background: linear-gradient(140deg, #0059A0 0%, #003D6F 55%, #002350 100%); }
.remember-card  { background: linear-gradient(140deg, #6D28D9 0%, #4C1D95 55%, #2E1065 100%); }
/* Bank Norwegian: lys baby-blå som det ekte kortet */
.bn-card        { background: linear-gradient(140deg, #9DCFE8 0%, #7BB8D8 45%, #5A9EC4 100%); }
.bn-card .cc-chip { background: linear-gradient(135deg, #4a4a4a 0%, #888 50%, #333 100%); }
.bn-card .cc-bank-name { color: rgba(50,70,90,0.9); }
.bn-card .cc-network   { color: rgba(50,70,90,0.7); }
.morrow-card    { background: linear-gradient(140deg, #047857 0%, #065F46 55%, #064E3B 100%); }
.re-black-card  { background: linear-gradient(140deg, #2d3561 0%, #1a1a2e 55%, #0d0d1a 100%); }

/* Real card/logo images from Adtraction */
.card-img-card {
  width: 86px; height: 54px; object-fit: contain;
  border-radius: 6px; flex-shrink: 0;
  box-shadow: 0 3px 10px rgba(0,0,0,0.18);
}
.card-img-logo {
  height: 36px; width: auto; max-width: 90px;
  object-fit: contain; flex-shrink: 0;
}

/* Legacy fallback (table uses small circle) */
.card-logo {
  width: 36px; height: 36px; border-radius: 9px;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.7rem; font-weight: 800; flex-shrink: 0;
}
.card-logo.bn   { background: #E40000; color: #fff; }
.card-logo.tf   { background: #0059A0; color: #fff; }
.card-logo.re   { background: #5B21B6; color: #fff; }
.card-logo.mb   { background: #047857; color: #fff; }
.card-logo.amex { background: #016FD0; color: #fff; }

/* ---- PICKS SECTION ---- */
.picks-section { padding: 88px 0; background: var(--bg); }

.picks-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }

/* ---- VERTICAL CARD LIST (mobil-first) ---- */
.card-list { display: flex; flex-direction: column; gap: 20px; }

.kk-card {
  background: var(--bg-card); border: 1px solid var(--border);
  border-radius: var(--radius); overflow: hidden;
  transition: box-shadow 0.2s, transform 0.2s;
  box-shadow: var(--shadow);
}
.kk-card:hover { box-shadow: var(--shadow-hover); transform: translateY(-2px); }
.kk-featured { border-top: 3px solid var(--accent); box-shadow: var(--shadow-card); }

.kk-label {
  padding: 8px 18px; font-size: 0.68rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.07em;
  background: var(--accent-bg); color: var(--accent);
  border-bottom: 1px solid var(--accent-bdr);
}
.kk-label-green { background: var(--green-bg); color: var(--green); border-bottom-color: var(--green-bdr); }
.kk-label-orange { background: var(--orange-bg); color: var(--orange); border-bottom-color: var(--orange-bdr); }

.kk-card-link {
  display: block; text-decoration: none; color: inherit; cursor: pointer;
}
.kk-card-link:hover { text-decoration: none; }

.kk-inner {
  display: grid; grid-template-columns: 200px 1fr;
  gap: 0;
}
.kk-img-col {
  background: var(--bg-2); padding: 24px 20px;
  display: flex; flex-direction: column; align-items: center;
  justify-content: center; gap: 12px;
  border-right: 1px solid var(--border);
}
.kk-card-img {
  width: 160px; height: auto; max-height: 110px;
  object-fit: contain; border-radius: 8px;
  box-shadow: 0 4px 16px rgba(0,0,0,0.15);
}
.morrow-img {
  width: 160px; height: 104px;
  object-fit: cover;
  object-position: center 35%;
  border-radius: 8px;
  box-shadow: 0 4px 16px rgba(0,0,0,0.15);
}
.kk-annonse {
  font-size: 0.62rem; color: var(--text-dim);
  text-transform: uppercase; letter-spacing: 0.06em;
}
.kk-body { padding: 20px 24px; display: flex; flex-direction: column; gap: 14px; }

.kk-title { font-size: 1.2rem; font-weight: 700; color: var(--text); margin: 0; }

.kk-stats {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 0; border: 1px solid var(--border); border-radius: var(--radius-sm);
  overflow: hidden;
}
.kk-stat {
  padding: 10px 12px; border-right: 1px solid var(--border); text-align: center;
}
.kk-stat:last-child { border-right: none; }
.kk-stat-label { display: block; font-size: 0.62rem; color: var(--text-dim); text-transform: uppercase; letter-spacing: 0.04em; margin-bottom: 4px; }
.kk-stat-val { display: block; font-size: 0.9rem; font-weight: 700; color: var(--text); }

.kk-perks { list-style: none; display: flex; flex-direction: column; gap: 6px; margin: 0; padding: 0; }
.kk-perks li { font-size: 0.85rem; color: var(--text-2); padding-left: 20px; position: relative; line-height: 1.4; }
.kk-perks li::before { content: '✓'; position: absolute; left: 0; color: var(--green); font-weight: 700; }

.kk-cta-row { margin-top: 4px; }
.kk-cta {
  width: 100%; background: var(--green); color: #fff;
  padding: 14px 20px; border-radius: 10px; font-size: 0.95rem; font-weight: 700;
  justify-content: center; gap: 10px;
}
.kk-cta:hover { background: #156d32; }
.kk-cta .annonse-tag { background: rgba(255,255,255,0.22); }

.rate-example {
  font-size: 0.68rem; color: var(--text-dim); line-height: 1.5;
  margin: 0;
}

/* Mobile: stable til vertikal */
@media (max-width: 640px) {
  .kk-inner { grid-template-columns: 1fr; }
  .kk-img-col {
    border-right: none; border-bottom: 1px solid var(--border);
    flex-direction: row; padding: 16px 20px; justify-content: flex-start;
  }
  .kk-card-img { width: 100px; max-height: 70px; }
  .kk-stats { grid-template-columns: repeat(2, 1fr); }
  .kk-stat:nth-child(2) { border-right: none; }
  .kk-stat:nth-child(3) { border-top: 1px solid var(--border); }
  .kk-stat:nth-child(4) { border-top: 1px solid var(--border); border-right: none; }
  .kk-body { padding: 16px; }
  .kk-title { font-size: 1.05rem; }
}

/* ---- TABLE SECTION ---- */
.table-section { padding: 88px 0; background: var(--bg-2); }

.table-wrapper {
  overflow-x: auto; border-radius: var(--radius);
  border: 1px solid var(--border); background: var(--bg-card);
  box-shadow: var(--shadow);
}
.compare-table { width: 100%; border-collapse: collapse; min-width: 780px; }
.compare-table thead th {
  background: var(--bg-2); padding: 16px 18px; text-align: left;
  font-size: 0.78rem; font-weight: 700; color: var(--text-2);
  text-transform: uppercase; letter-spacing: 0.05em;
  border-bottom: 1px solid var(--border); white-space: nowrap;
}
.compare-table thead th:first-child { color: var(--text-dim); font-weight: 500; }
.compare-table tbody td {
  padding: 14px 18px; font-size: 0.85rem; color: var(--text-2);
  border-bottom: 1px solid var(--border); vertical-align: middle;
}
.compare-table tbody tr:last-child td { border-bottom: none; }
.compare-table tbody td.feature-col { font-weight: 600; color: var(--text); font-size: 0.83rem; white-space: nowrap; }
.row-alt td { background: var(--bg-2); }
.best-value { color: var(--green) !important; font-weight: 600 !important; }

.table-disclaimer {
  font-size: 0.75rem; color: var(--text-dim); text-align: center;
  margin-top: 20px; line-height: 1.6; max-width: 760px; margin-left: auto; margin-right: auto;
}

/* ---- INVESTING SECTION ---- */
.investing-section { padding: 88px 0; background: var(--bg); }

.investing-inner {
  display: grid; grid-template-columns: 1fr 380px; gap: 56px; align-items: start;
}
.investing-text .section-tag { margin-bottom: 16px; }
.investing-text h2 { margin-bottom: 16px; }
.investing-text p { margin-bottom: 20px; line-height: 1.7; }

.investing-points {
  list-style: none; display: flex; flex-direction: column; gap: 10px;
  margin-bottom: 28px;
}
.investing-points li {
  font-size: 0.9rem; color: var(--text-2); padding-left: 20px; position: relative;
}
.investing-points li::before {
  content: '→'; position: absolute; left: 0; color: var(--accent); font-weight: 600;
}

.risk-text {
  font-size: 0.75rem; color: var(--text-dim); margin-top: 16px;
  line-height: 1.5; font-style: italic;
}

.nordnet-promo {
  background: var(--bg-card); border: 1px solid var(--border);
  border-radius: var(--radius); padding: 28px;
  display: flex; flex-direction: column; gap: 14px;
  box-shadow: var(--shadow-card);
}
.nordnet-logo-box {
  width: 48px; height: 48px; border-radius: 12px;
  background: #005AA7; display: flex; align-items: center; justify-content: center;
}
.nordnet-initials { font-size: 0.8rem; font-weight: 800; color: #fff; letter-spacing: 0.04em; }
.nordnet-promo h4 { font-size: 1.05rem; color: var(--text); }
.nordnet-promo > p { font-size: 0.875rem; line-height: 1.6; }

.nordnet-perks { list-style: none; display: flex; flex-direction: column; gap: 6px; }
.nordnet-perks li {
  font-size: 0.82rem; color: var(--text-2); padding-left: 16px; position: relative;
}
.nordnet-perks li::before { content: '✓'; position: absolute; left: 0; color: var(--green); font-weight: 700; }

.nordnet-disclaimer {
  font-size: 0.68rem; color: var(--text-dim); line-height: 1.5; font-style: italic;
}

/* ---- NEWSLETTER ---- */
.newsletter-section { padding: 72px 0; background: var(--accent); }

.newsletter-inner {
  display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center;
}
.newsletter-text h2 { color: #fff; margin-bottom: 12px; }
.newsletter-text p  { color: rgba(255,255,255,0.8); font-size: 1rem; line-height: 1.65; }

.newsletter-input-row { display: flex; gap: 10px; margin-bottom: 14px; }
.newsletter-input {
  flex: 1; padding: 13px 18px; border-radius: 980px;
  border: none; font-family: inherit; font-size: 0.9rem;
  background: rgba(255,255,255,0.15); color: #fff;
  outline: none; transition: background 0.2s;
}
.newsletter-input::placeholder { color: rgba(255,255,255,0.6); }
.newsletter-input:focus { background: rgba(255,255,255,0.25); }

.newsletter-form .btn-primary {
  background: #fff; color: var(--accent); flex-shrink: 0;
  padding: 13px 24px;
}
.newsletter-form .btn-primary:hover { background: var(--bg-2); transform: translateY(-1px); }

.consent-label {
  display: flex; gap: 10px; align-items: flex-start; cursor: pointer;
}
.consent-label input[type="checkbox"] { margin-top: 3px; flex-shrink: 0; accent-color: #fff; }
.consent-label span { font-size: 0.78rem; color: rgba(255,255,255,0.75); line-height: 1.5; }

.newsletter-success {
  margin-top: 12px; padding: 12px 16px; background: rgba(255,255,255,0.15);
  border-radius: 10px; font-size: 0.875rem; color: #fff; font-weight: 500;
}

/* ---- ARTICLES ---- */
.articles-section { padding: 88px 0; background: var(--bg-2); }

.articles-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }

.article-card {
  background: var(--bg-card); border: 1px solid var(--border);
  border-radius: var(--radius); padding: 28px;
  display: flex; flex-direction: column; gap: 12px;
  transition: box-shadow 0.2s, transform 0.2s;
}
.article-card:hover { box-shadow: var(--shadow-hover); transform: translateY(-3px); border-color: var(--border-hover); }

.article-tag {
  font-size: 0.72rem; font-weight: 600; text-transform: uppercase;
  letter-spacing: 0.07em; color: var(--accent); background: var(--accent-bg);
  padding: 3px 10px; border-radius: 100px; width: fit-content;
}
.article-card h3 { font-size: 1rem; line-height: 1.4; }
.article-card h3 a { color: var(--text); text-decoration: none; }
.article-card h3 a:hover { color: var(--accent); }
.article-card p { font-size: 0.875rem; line-height: 1.6; flex: 1; }
.article-read { font-size: 0.82rem; font-weight: 600; color: var(--accent); }

/* ---- GUIDE ---- */
.guide-section { padding: 88px 0; background: var(--bg); }
.guide-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }

.guide-card {
  background: var(--bg-card); border: 1px solid var(--border);
  border-radius: var(--radius); padding: 32px 28px;
  transition: box-shadow 0.2s, transform 0.2s;
}
.guide-card:hover { box-shadow: var(--shadow-hover); transform: translateY(-3px); border-color: var(--border-hover); }

.guide-icon {
  font-size: 0.78rem; font-weight: 700; color: var(--accent);
  margin-bottom: 18px; width: 44px; height: 44px;
  background: var(--accent-bg); border-radius: 11px;
  display: flex; align-items: center; justify-content: center;
}
.guide-card h3 { margin-bottom: 10px; }
.guide-card p  { font-size: 0.875rem; line-height: 1.65; }

/* ---- FAQ ---- */
.faq-section { padding: 88px 0; background: var(--bg-2); }
.faq-list { max-width: 680px; margin: 0 auto; display: flex; flex-direction: column; gap: 8px; }

.faq-item {
  background: var(--bg-card); border: 1px solid var(--border);
  border-radius: var(--radius-sm); overflow: hidden; transition: box-shadow 0.15s;
}
.faq-item:hover { box-shadow: var(--shadow); }

.faq-item summary {
  padding: 18px 22px; cursor: pointer; font-weight: 600; font-size: 0.925rem;
  color: var(--text); list-style: none; display: flex;
  justify-content: space-between; align-items: center; user-select: none;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: '+'; font-size: 1.2rem; color: var(--accent);
  font-weight: 400; transition: transform 0.2s; flex-shrink: 0; margin-left: 12px;
}
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-item p {
  padding: 0 22px 18px; font-size: 0.875rem; line-height: 1.7;
  color: var(--text-2); border-top: 1px solid var(--border); padding-top: 14px;
}
.faq-item p a { color: var(--accent); }

/* ---- ABOUT ---- */
.about-section { padding: 88px 0; background: var(--bg); }
.about-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }

.about-text .section-tag { margin-bottom: 16px; }
.about-text h2 { margin-bottom: 20px; }
.about-text p { margin-bottom: 16px; line-height: 1.7; font-size: 0.95rem; }
.about-text .btn-ghost { margin-top: 8px; }

.about-values { display: flex; flex-direction: column; gap: 20px; }

.value-item {
  display: flex; gap: 16px; align-items: flex-start;
  padding: 20px; background: var(--bg-2);
  border-radius: var(--radius-sm); border: 1px solid var(--border);
}
.value-icon {
  font-size: 0.72rem; font-weight: 700; color: var(--accent);
  width: 36px; height: 36px; background: var(--accent-bg);
  border-radius: 9px; display: flex; align-items: center;
  justify-content: center; flex-shrink: 0;
}
.value-item h4 { margin-bottom: 4px; }
.value-item p  { font-size: 0.83rem; line-height: 1.5; }

/* ---- LEGAL DISCLAIMER ---- */
.legal-section { padding: 32px 0; background: #fffbf0; border-top: 1px solid #fde68a; border-bottom: 1px solid #fde68a; }
.legal-inner { max-width: 800px; margin: 0 auto; }
.legal-inner h4 { color: #92400e; margin-bottom: 12px; font-size: 0.875rem; text-transform: uppercase; letter-spacing: 0.05em; }
.legal-inner p {
  font-size: 0.78rem; color: #92400e; line-height: 1.65; margin-bottom: 8px;
}
.legal-inner p:last-child { margin-bottom: 0; }
.legal-inner strong { color: #78350f; }

/* ---- FOOTER ---- */
.footer { padding: 56px 0 28px; background: var(--bg-2); border-top: 1px solid var(--border); }

.footer-top {
  display: grid; grid-template-columns: 280px 1fr;
  gap: 48px; margin-bottom: 40px;
}
.footer-brand { display: flex; flex-direction: column; gap: 12px; }
.footer-logo { font-size: 1rem; }
.footer-brand p { font-size: 0.83rem; line-height: 1.6; color: var(--text-2); }
.footer-brand strong { color: var(--text); }
.footer-email { font-size: 0.83rem; color: var(--accent); text-decoration: none; font-weight: 500; }
.footer-email:hover { text-decoration: underline; }

.footer-nav { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.footer-nav-col { display: flex; flex-direction: column; gap: 10px; }
.footer-nav-col h5 {
  font-size: 0.75rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.07em; color: var(--text-dim); margin-bottom: 4px;
}
.footer-nav-col a {
  font-size: 0.83rem; color: var(--text-2); text-decoration: none; transition: color 0.15s;
}
.footer-nav-col a:hover { color: var(--text); }

.footer-bottom {
  border-top: 1px solid var(--border); padding-top: 24px;
  display: flex; flex-direction: column; gap: 6px;
}
.footer-bottom p { font-size: 0.75rem; color: var(--text-dim); }

/* ---- RESPONSIVE ---- */
@media (max-width: 900px) {
  .picks-grid        { grid-template-columns: 1fr; }
  .investing-inner   { grid-template-columns: 1fr; }
  .articles-grid     { grid-template-columns: 1fr; }
  .guide-grid        { grid-template-columns: 1fr; }
  .about-inner       { grid-template-columns: 1fr; }
  .footer-top        { grid-template-columns: 1fr; }
  .footer-nav        { grid-template-columns: repeat(2, 1fr); }
  .newsletter-inner  { grid-template-columns: 1fr; }
}

@media (max-width: 900px) {
  .hero-inner { grid-template-columns: 1fr; padding: 64px 24px; min-height: unset; }
  .hero-image-col { display: none; }
  .hero-content { text-align: center; max-width: 100%; }
  .hero-actions { justify-content: center; }
  .hero-stats { align-self: center; }
}

@media (max-width: 768px) {
  .nav-links { display: none; }
  .hero-stats { display: grid; grid-template-columns: 1fr 1fr 1fr; border-radius: 14px; }
  .stat-divider { display: none; }
  .hero-actions { flex-direction: column; align-items: center; }
  .hero-actions .btn { width: 100%; max-width: 280px; }
  .newsletter-input-row { flex-direction: column; }
  .picks-section, .table-section, .investing-section,
  .articles-section, .guide-section, .faq-section,
  .about-section { padding: 64px 0; }
}

@media (max-width: 480px) {
  .footer-nav { grid-template-columns: 1fr; }
  .hero-stats { display: flex; flex-direction: column; gap: 0; }
  .stat-divider { display: block; width: 100%; height: 1px; }
}